Buying a Home

CMHC Insurance Explained

Posted on Jul 30, 2026 in Buying a Home


CMHC Insurance Explained: What First-Time Buyers Need to Know

If you're buying your first home with less than 20% down, you'll hear the term CMHC insurance. Here's what it actually is, why it exists and what it will cost you.

What Is CMHC Insurance?

CMHC insurance is mortgage default insurance. If your down payment is under 20% of the purchase price...

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More Choice Buyers

Posted on Jul 27, 2026 in Buying a Home




How to Win When You Have More Choice: Negotiating in Today's MarketFor the last few years, buyers in Edmonton, Sherwood Park, Leduc and Beaumont had one job: move fast or lose out. That's changed. There's more inventory now, and the market has settled into more of a balance between buyers and sellers. That shift opens the door to something buyers h...

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Buy Now or WAIT

Posted on Jul 27, 2026 in Buying a Home



Should You Buy Now or Wait for Rates to Drop? If you're a first-time buyer in Edmonton, Sherwood Park, Leduc or Beaumont, this is probably the question keeping you up at night. Here's what's actually happening in the market right now and what it means for your decision.

What is the Bank of Canada rate right now?

The Bank of Canada is holding its over...

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5 Mistakes Edmonton First - Time Home Buyers Make 

Posted on May 14, 2026 in Buying a Home


5 Mistakes First-Time Home Buyers Make (And How to Avoid Them)Buying your first home is one of the biggest and most exciting decisions of your life. It can also feel overwhelming, especially if you are not sure what to expect. The good news is that most first-time buyer mistakes are completely avoidable once you know what to look out for. Here are...

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